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3 Business Income Coverages Most People Miss...

The end of the year is a good time to review your business insurance policies, especially business income coverage.

The following additional endorsements are often overlooked:

1. Coverage for restoration period
It is common to underestimate the time it will take for a company to return back to normal operations after a loss. Cleanup and debris removal can take much longer than anticipated. Building codes, permits and inspections all add many months to the process. Two years of business interruption insurance is generally needed. Make sure to review the dollar limits in your policy.

2. Increased monthly limits for peak months
Be sure your Business Income amount is adequate for your business type. If your business is seasonal, the peak months need adequate limits. Review coverage and limits often

3. Transit coverage
Most businesses rely on fully insured carriers, like UPS or FedEx for shipping customer goods. These carriers generally use a release bill of lading for most shipments. If the shipper damages or loses your items, your coverage may be limited to as little as />00, and you may have no further recourse. If you ship large quantities and values consider a blanket transit policy.

Think you need some help? Contact an agent from Alta Vista today! 

About

Alta Vista is a full service agency specializing in both commercial and personal insurance. We provide coverage for an array of exposures including group health, worker's compensation, general liability, product liability, and moreâ¤|

CORE IDEOLOGY

With all the challenges today, no one has time to become an insurance expert. Instead you need an experienced team who can analyze the various options open to you and suggest the best alternatives for your needs. That's the kind of team you'll find at Alta Vista Insurance Agency.

Our Mission
Alta Vista Insurance Agency is a full-service insurance agency. We treat our clients as we would want to be treated; leave our clients more informed than when they met us; take our service one step beyond what is expected, and; are profitable without compromising our integrity or our client's needs.

Our Clients
We are dedicated to always putting our client's needs first, to providing value added service, and strive to maintain an understanding and empathic environment from which we provide fair, fast and friendly service. We are an agency where our clients can place their trust.

Our Staff
We are a close-knit agency and encourage a family approach with our staff, maintain a nurturing and supportive environment, and place a high value on our staff's community involvement.

Our Business
We adhere to honest, ethical business practices, strive to remain aware of the emerging needs of our agents and policyholders, and respond to their needs as appropriate.

 

GEORGE FRANCIS/PRESIDENT/CEO

George has been in the insurance industry for over 40 years. He started as a claims trainee and worked his way to Regional Claims Manager for a prominent California based insurance company. George was Sales Manager and then Chief Operating Officer for a major regional insurance broker before purchasing Alta Vista Insurance Agency in 1989. Professionalism is a major part of George's philosophy about insurance and risk management. He has been a senior instructor for the Insurance Educational Association teaching college level courses in all aspects of insurance. He is a member of the Society of Chartered Property and Casualty Underwriters (CPCU).

George has been a member of Kiwanis since 1989 and was the Governor of the California Nevada Hawaii District for 2006-2007. George has a true passion for the wine industry. His extensive knowledge of the industry and true passion had led his focus to wineries and vineyards.

Contact

Contact List

Title Name Email Phone Extension
CEO George Francis george@altavistainsurance.com (760)724-2124
Producer Dianna Connelly Dianna@altavistainsurance.com (760)724-2124
Social Media Specialist Amanda Foster Amanda@altavistainsurance.com (760)724-2124

Location List

Locations Address State Country Zip Code
Alta Vista Insurance Agency 1020 S Santa Fe Ave. Ste. K, Vista CA United States of America 92084

List of Locations